Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even if you have been declined in the past. We take into consideration your reduced taxable income from claimed expenses, making our self-employed mortgage options a great fit for those with expenses that impact their qualifying income. Our Stated Income mortgage is particularly useful for individuals in this situation. We also accept dividend and investment income, as long as there is stability and proof of the income. The required documents for our mortgage applications include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer tailored options specifically for Business For Self (BFS) borrowers. If you are self-employed and in need of a mortgage, give us a call!

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