First Time Home Buyers

If you're considering buying your first property, we can help make the transition from renting to owning a seamless process. Our team of experts will handle all the financial details for you, making it quick and easy to find your perfect property. Our education-focused approach will guide you through every step, and our user-friendly online application will kick-start the process accurately. We provide tools and guidance to streamline document submission and offer detailed assessments to aid in budget planning, including associated costs like closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work, determine your down payment and affordability, and calculate your monthly payments. We'll design a custom-tailored mortgage product to suit your needs, provide mortgage pre-approval, and secure the best rate. We have access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, so even if you don't qualify at your bank, we can still submit your application to other lenders. Plus, we offer access to innovative tools that reduce errors, improve efficiencies, and save you time.

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Before you start looking for your dream home, it is crucial to get pre-approved for a mortgage and secure a locked-in interest rate. Pre-approval is a valuable tool that not only saves you time, but also helps determine the purchase price of your future home. Additionally, it allows me to calculate how much money you can borrow from a lender and provide you with a personalized mortgage solution that suits your needs. By going through the fast pre-approval process, you will be able to confidently shop for properties, knowing that your mortgage is already approved.

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First time buyer or refinancing? Call for a free quote!

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