At Mortgages for People New to Canada, we aim to assist newcomers in understanding the Canadian real estate market and associated costs. We provide guidance on closing costs and adjustment costs, helping you build equity rather than paying rent. We also specialize in finding the best rates and mortgage options for newcomers who require higher loan amounts, with a minimum of 20% down payment saved. Additionally, we offer flexibility on down payments, accepting as little as 5% down. Our team will explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored product that fits your mortgage needs. Our services extend to individuals with limited credit and employment history who may not qualify at their own bank. Take advantage of our innovative tools for an efficient first-time home buying experience in Canada.