Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have previously been declined. We understand the importance of considering reduced taxable income from claimed expenses when determining mortgage options for self-employed individuals. For those with expenses that impact qualifying income, our Stated Income mortgage is a useful option. We also accept dividend and investment income, as long as the stability and proof requirements are met. To apply for a mortgage, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage needs.

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